Key Highlights of the Services We Offer
Retirement Planning - We assist in managing all aspects of your transition from working to retirement, such as balancing the need for a predictable cash flow and your desire to leave a legacy.
Education Planning - We provide analysis to enable you to determine approximate costs and identify the best tax-advantaged funding solution, whether a 529 Plan, an Education IRA, a Custodial Account, or another method.
Life Insurance - We help you determine the appropriate type and amount of insurance necessary to protect you and your family and/or business from life’s uncertainties.
Investment Planning - Working together we will guide you through our precise, disciplined process to develop your customized investment plan and asset allocation. Your plan will serve as the foundation of our ongoing advisory relationship.
Education Planning - We provide analysis to enable you to determine approximate costs and identify the best tax-advantaged funding solution, whether a 529 Plan, an Education IRA, a Custodial Account, or another method.
Life Insurance - We help you determine the appropriate type and amount of insurance necessary to protect you and your family and/or business from life’s uncertainties.
Investment Planning - Working together we will guide you through our precise, disciplined process to develop your customized investment plan and asset allocation. Your plan will serve as the foundation of our ongoing advisory relationship.
Please consider the investment objectives, risks, charges and expenses carefully before investing in a 529 savings plan. The official statement, which contains this and other information, can be obtained by calling your financial advisor. Read it carefully before you invest.
Insurance products are offered through nonbank insurance agency affiliates of Wells Fargo & Company and are underwritten by unaffiliated insurance companies.
Insurance products are offered through nonbank insurance agency affiliates of Wells Fargo & Company and are underwritten by unaffiliated insurance companies.
Comprehensive Wealth Management Services
- Retirement Strategies
- Syndicate
- Tax-Sensitive Investing
- Ultra High Net Worth Relationship
- Wealth Management
- Executive Services
- Family Office Services
- Global Manager Research
- Institutional Consulting
- Investment Planning
- Investment Products
- Philanthropic Services
- Advisory (Fee Based)
- Alternative Investments
- Business Services
- Capital Market Services
- Education Planning
- eMoney® Planning
- Estate Investment Planning
Alternative investments, such as hedge funds, funds of hedge funds, managed futures, private capital, real assets and real estate funds, are not appropriate for all investors. They are speculative, highly illiquid, and are designed for long-term investment, and not as trading vehicle. These funds carry specific investor qualifications which can include high income and net-worth requirements as well as relatively high investment minimums. The high expenses associated with alternative investments must be offset by trading profits and other income which may not be realized. Unlike mutual funds, alternative investments are not subject to some of the regulations designed to protect investors and are not required to provide the same level of disclosure as would be received from a mutual fund. They trade in diverse complex strategies that are affected in different ways and at different times by changing market conditions. Strategies may, at times, be out of market favor for considerable periods with adverse consequences for the fund and the investor. An investment in these funds involve the risks inherent in an investment in securities and can include losses associated with speculative investment practices, including hedging and leveraging through derivatives, such as futures, options, swaps, short selling, investments in non-U.S. securities, “junk” bonds and illiquid investments. The use of leverage in a portfolio varies by strategy. Leverage can significantly increase return potential but create greater risk of loss. At times, a fund may be unable to sell certain of its illiquid investments without a substantial drop in price, if at all. Other risks can include those associated with potential lack of diversification, restrictions on transferring interests, no available secondary market, complex tax structures, delays in tax reporting, valuation of securities and pricing. An investment in a fund of funds carries additional risks including asset-based fees and expenses at the fund level and indirect fees, expenses and asset-based compensation of investment funds in which these funds invest. An investor should review the private placement memorandum, subscription agreement and other related offering materials for complete information regarding terms, including all applicable fees, as well as the specific risks associated with a fund before investing.
Lifetime Planning
Your future with our practice includes, customized support through the life of your investment strategy.
You enjoy the following:
- Investment manager review
- Comprehensive financial review (estate planning strategies, insurance planning, etc.)
- Investment plan update (estate planning strategies, insurance planning, etc.)
- eMoney® update reports
- Year-end tax planning review, in conjunction with your tax professional
- Tax documents sent directly to your tax professional
- Summary reports
- Portfolio review report
- Portfolio snapshots reports
- Online access to targeted asset allocation via Wells Fargo Advisors website
- Downloadable trade activity through Wells Fargo Advisors website
- Customized reports
- Access to Wells Fargo Advisors specialist experts in the areas of estate, insurance, tax and retirement planning strategies
Access and Analyze
Reports
- Brokerage statements
- Portfolio snapshot reports
- Portfolio performance reports
- Income and portfolio withdrawal reports
- Asset allocation reports
- Realized and unrealized gain/loss reports
Online Access
- Downloadable trade activity
- E-delivery of monthly statements
- Access to Wells Fargo Advisors experts
Based on accepted statistical methods, eMoney uses a mathematical process used to implement complex statistical methods that chart the probability of certain financial outcomes at certain times in the future. This charting is accomplished by generating hundreds of possible economic scenarios that could affect the performance of your investments. Using Monte Carlo simulation this report uses up to 1000 scenarios to determine the probability of outcomes resulting from the asset allocation choices and underlying assumptions regarding rates of return and volatility of certain asset classes. Some of these scenarios will assume very favorable financial market returns, consistent with some of the best periods in investing history for investors. Some scenarios will conform to the worst periods in investing history. Most scenarios will fall somewhere in between.